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How does the 0% for up to 12 months offer work?

For customers with PayPal Credit, 0% interest for up to 12 months is available on single transactions of £99.00 or more on selected products on laptopsdirect.co.uk for a limited time. This means when you spend more than £99.00 in one shopping basket with a product that is marked with 'Up to 12 Months 0% Credit, you’ll benefit from the offer and won’t be charged any interest on that transaction for up to 12 months after purchase. This applies automatically to any purchase made using PayPal Credit in excess of this value, except those to which another promotional offer (such as an instalment offer) applies. You can use this offer as many times as you like as long as you have an available credit limit.

Just use paypal checkout from the basket page and choose from the terms offered. 4, 6 and 12 months will be interest free if you have purchased a participating product.

While no interest is charged, any balance subject to a 0% for up to 12 months offer will be included in the calculation of your minimum repayment amount. Any remaining balance due after the promotional period will be charged at your standard variable rate. If you fail to make minimum repayments on time or in certain other circumstances, PayPal may remove your offer. Please see the Credit Agreement for more details.

Representative Example

• Assumed credit limit £1,200
• Purchase rate 23.9% p.a. (variable)
• Representative 23.9% APR (variable)

For full T&Cs and more information about PayPal click here